Liability

General & Employers Liability

Employment-related and broader liability cover, including employer's liability and disputes.

Overview

General liability wraps up the liability exposures that sit alongside public liability - including employer's liability and employment disputes. Employment disputes cover protects New Zealand businesses against claims from employees or job applicants: unjustified dismissal, discrimination, harassment, or breaches of the employment agreement, Privacy Act or Human Rights Act.

What it can cover

General & Employers Liability- what's included

Employer's liability (injury to employees not covered by ACC)
Employment disputes and defence costs
Statutory and general liability exposures
Privacy Act and Human Rights Act breaches where insurable

Why us

Why arrange it through The Insurance Collective

Genuinely local

Hawke's Bay brokers who know the region and can meet in person.

An advocate at claim time

We negotiate the wording and fight for a fair outcome when it counts.

National buying power

Insurance Advisernet membership means access to every major insurer.

Ryan & AshleyDirectors, The Insurance Collective

Talk to a real person

“When something goes wrong, you won't reach a call centre - you'll reach one of us, or one of our other brokers who already knows your cover. That's the whole point of doing this properly.”

Ryan & Ashley

Call the team on 027 545 0908

Frequently asked questions

Do you charge for a quote?

No - quotes are free and there's no obligation. We're paid by the insurers we place cover with; our full fee disclosure is on the disclosures page.

How much will it cost?

It depends on your specific situation, so the fastest way to a real number is to request a quote or give us a call - we'll tailor it to you and explain the trade-offs.

How quickly can you arrange cover?

For straightforward cover we can often sort it the same day. More complex programmes take a little longer, but we'll keep things moving and keep you in the loop.

What areas do you cover?

We're based in Hastings and look after clients right across Hawke's Bay and around New Zealand.

What happens if I need to claim?

You call us, not a call centre. We guide you through the process, check the paperwork, negotiate the wording and advocate for a fair outcome - that's the real value of having a broker in your corner.

Related cover

All solutions

Ready when you are

Get a quote for general & employers liability

Tell us a little about your situation and we'll come back with a personalised quote and straight-talking advice.

Request a quote 027 545 0908

or Contact us

Free & no obligation
Insurance Advisernet member