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The Insurance Collective
Business & Financial

Business Interruption Insurance

Protects your profit, wages, rentals and ongoing costs when a loss stops you trading.

Request a quote 027 545 0908
Overview

New Zealand has learnt some hard lessons about the importance of business interruption cover following earthquakes, cyclones and other natural events. Talk to us about protecting your lost rentals, profit, wages and ongoing costs following a loss - so the event doesn't take the business with it.

Business Interruption Insurance
What it can cover

Business Interruption Insurance- what's included

  • Loss of gross profit while you can't trade
  • Ongoing fixed costs and wages
  • Lost rental income for property owners
  • Additional costs of working to keep going
  • Indemnity periods matched to how long you'd really take to recover

Why us

Why arrange it through The Insurance Collective

Genuinely local

Hawke's Bay brokers who know the region and can meet in person.

An advocate at claim time

We negotiate the wording and fight for a fair outcome when it counts.

National buying power

Insurance Advisernet membership means access to every major insurer.

Ryan & Ashley
Ryan & AshleyDirectors, The Insurance Collective

Talk to a real person

“When something goes wrong, you won't reach a call centre - you'll reach one of us, or one of our other brokers who already knows your cover. That's the whole point of doing this properly.”

Ryan & Ashley

Call the team on 027 545 0908

Frequently asked questions

Do you charge for a quote?
No - quotes are free and there's no obligation. We're paid by the insurers we place cover with; our full fee disclosure is on the disclosures page.
How much will it cost?
It depends on your specific situation, so the fastest way to a real number is to request a quote or give us a call - we'll tailor it to you and explain the trade-offs.
How quickly can you arrange cover?
For straightforward cover we can often sort it the same day. More complex programmes take a little longer, but we'll keep things moving and keep you in the loop.
What areas do you cover?
We're based in Hastings and look after clients right across Hawke's Bay and around New Zealand.
What happens if I need to claim?
You call us, not a call centre. We guide you through the process, check the paperwork, negotiate the wording and advocate for a fair outcome - that's the real value of having a broker in your corner.

Related cover

All solutions

Ready when you are

Get a quote for business interruption insurance

Tell us a little about your situation and we'll come back with a personalised quote and straight-talking advice.

Request a quote027 545 0908

or Contact us

  • Free & no obligation
  • Insurance Advisernet member