Lifestyle Block Insurance
Cover that bridges home and farm - dwelling, sheds, gear, stock and rural liability.
Cover built around your work
A lifestyle block sits between a home and a working farm, and standard house policies rarely stretch to cover it properly. We arrange cover that fits - your dwelling and sheds, farm gear and equipment, any stock, and the liability that comes with rural land.
What we help protect you against
- Sheds, fencing and outbuildings a house policy won't cover
- Tractors, quads and equipment damaged or stolen
- Liability from stock, land or visitors on the block
- Underinsurance on rural buildings and infrastructure
- Loss of stored feed, produce or small-scale stock
Who it's for
Lifestyle-block owners who've found a standard house policy doesn't reflect how their property actually works.
The cover
Cover we typically arrange
- Rural & Grower InsuranceCover built for Hawke's Bay farms, lifestyle blocks, orchards, vineyards and packhouses.Learn more
- Home, Contents & VehicleProtect your home, contents, boats and vehicles - the biggest assets most families hold.Learn more
- Public Liability InsuranceCovers your legal liability for injury or property damage you cause to others while working.Learn more
- Plant & Equipment InsuranceProtects machinery and equipment against damage, loss or breakdown - excavators to forklifts.Learn more
Talk to a real person
“When something goes wrong, you won't reach a call centre - you'll reach one of us, or one of our other brokers who already knows your cover. That's the whole point of doing this properly.”
Ryan & Ashley
Call the team on 027 545 0908Frequently asked questions
Do you charge for a quote?
What areas do you cover?
What happens if I need to claim?
Ready when you are
Get cover sorted for your lifestyle blocks
Tell us a little about what you do and we'll come back with tailored cover and straight-talking advice.
or Contact us
- Free & no obligation
- Insurance Advisernet member