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The Insurance Collective
Trades & Construction

Insurance for Builders

Contract works, public liability and plant cover for residential and light-commercial builders.

Request a quote 027 545 0908
Overview

Cover built around your work

Building work carries real exposure - a half-finished structure damaged in a storm, a subcontractor's mistake, or a claim from next door. We arrange cover that protects the build itself and the liability that comes with it, so a setback doesn't sink the job.

The risks you carry

What we help protect you against

  • Damage to a partly-built structure before it's handed over
  • A subcontractor or your own work causing a third-party loss
  • Materials on site stolen or damaged
  • Plant and equipment lost, damaged or hired-in liability
  • Defect and workmanship allegations after completion

Who it's for

Residential and light-commercial builders who need the build, their liability and their gear covered as one programme.

The cover

Cover we typically arrange

Ryan & Ashley
Ryan & AshleyDirectors, The Insurance Collective

Talk to a real person

“When something goes wrong, you won't reach a call centre - you'll reach one of us, or one of our other brokers who already knows your cover. That's the whole point of doing this properly.”

Ryan & Ashley

Call the team on 027 545 0908

Frequently asked questions

What is contract works insurance and do builders need it?
Contract works covers the building project itself - the structure, materials and labour - against loss or damage while it's being built. For most build contracts it's expected (and often required), so yes, builders generally need it.
Do you charge for a quote?
No - quotes are free and there's no obligation. We're paid by the insurers we place cover with; our full fee disclosure is on the disclosures page.
What areas do you cover?
We're based in Hastings and look after clients right across Hawke's Bay and around New Zealand.
What happens if I need to claim?
You call us, not a call centre. We guide you through the process, check the paperwork, negotiate the wording and advocate for a fair outcome - that's the real value of having a broker in your corner.

Ready when you are

Get cover sorted for your builders

Tell us a little about what you do and we'll come back with tailored cover and straight-talking advice.

Request a quote027 545 0908

or Contact us

  • Free & no obligation
  • Insurance Advisernet member